Mashreq Salaam

Spend & earn rewards


by banking with Mashreq


Seamlessly & instantly

What is Salaam?

Salaam is Mashreq's loyalty programme that rewards you on your entire banking relationship with us. As our customer, you earn points when you spend using any of the Salaam eligible Mashreq Credit & Debit Cards, and on using all eligible Mashreq banking solutions.

How does it work?

How can you earn Salaam Points?

Earning Salaam points is easy. Simply bank with us and receive points automatically. Accumulate points by spending on your Salaam eligible Mashreq Credit and Debit Cards or apply for other banking solutions like Current and Saving Accounts, Deposits and Home Finance.

How can you redeem your Salaam Points?

Choose from an extensive list of reward options for redeeming your Salaam Points. Exchange your Salaam points as cashback to your Mashreq Credit card, redeem for gift vouchers, buy flight tickets, hotel stays and electronic goods. Also instantly redeem at partner outlets for shopping, dining and much more.

Shop with Salaam Points

Redeem your Salaam Points instantly across a wide range of merchants in the UAE.

Online purchase of flights, hotels stays & electronic goods
Redeem your Points at our rewards partner site to buy flights, hotel stays or electronic goods. For payments with Salaam Points & Credit Card, sign-in again using your user ID and password for Mashreq Online Banking.
Redeem your Salaam Points instantly across a wide range of merchants in the UAE
Visit “Card Offers” on Mashreq Mobile to view list of partner outlets for Salaam redemption.

Salaam to Gift Cards

Redeem your Salaam Points for an gift card via Mashreq Mobile App. Valid Until: 31/12/2025 Terms and Conditions Apply FAQs How to redeem?

Convert your Salaam Points to Etihad Guest Miles

Now, you can convert your Salaam Points to Etihad Guest Miles easily! Take a reward flight, travel anywhere and book your flights, hotel, rent a car, shop and much more. Click here for T&Cs

Qatar Avios Miles Exchange

Travel anywhere and book your flights, hotel, rent a car, shop and much more by converting your Salaam points to Qatar Airways Privilege Club Avios! Click here for T&Cs


Salaam Earning
To find out more, click here
Payment Delay/Default
Redemption of Points will be restricted in case of delay in payment and / or default on any Credit Card.
All accumulated Salaam Points balance will be forfeited if you have not earned or redeemed any Salaam Points in last twelve (12) months.

Still got questions?

No registration is required. Your total Salaam balance is made up of two types of Points:
a) Salaam Points earning on purchases made on cards eligible for Salaam earnings b) Salaam Points earning based on your overall banking relationship with Mashreq. 
However, we suggest you register on Mashreq Online in order to benefit from the full functionality of the Salaam website.
Your Salaam Points will expire (3) years from the date of earning.
Flights and hotel stay options are supported by MMI Travels and the Electronic Shop is supported by Eros, Dubai. All modifications and cancellation requests post purchase of the Flight Tickets and Hotel Bookings will be managed directly by MMI Travels. You can contact MMI on +9714-703- 6579 or visit their Dubai Head Office, located on the Ground Floor, DNATA Travel Centre, Sheikh Zayed Road Dubai
For any queries regarding e-shop products, please contact Eros at: +9714-881-1886
"You earn Salaam Points on all Islamic products which are eligible and listed below. To earn Relationship Points, you must have 2 or more products under the same Customer Identification Number (CIF) and also hold a valid Credit or Debit Card. Islamic Retail Products (Monthly Earning):
  • Accounts: Savings/Easy Saver
  • Term Investment
  • Fresh Home Finance
Expatriate/Emirati Personal finance, do not earn Salaam Points. Relationship Points accumulated each month are credited to your Points’ pool on the 2nd of the following month. "
  1. Instant Redemption at partner merchant stores within UAE Spend your Salaam Points instantly while you shop, dine at a wide range of partner outlets within UAE. Simply present your Card at the counter, check the value of available Salaam Points for redemption, choose the number of Points to redeem and sign the receipt. Visit Mashreq Mobile to view the list of partner outlets.
  2. Online redemption through our retail and travel partner Redeem your Salaam Points at our rewards partner site offering options to buy flights, hotel stays and electronic goods. To find out more, click here.
The Salaam Points which you see appearing on your Statement and also in Online & Mobile Banking are your cumulative total of Salaam Points earned through the Salaam Rewards Programme. These cumulative points can be used in whole or in part for redemption at any of the above channels.
Unfortunately Salaam Points cannot be redeemed for online transactions or bill payments
You can login to Mashreq Online and go to Rewards and Mobile. Then, go to Mashreq Salaam Rewards to view a statement of your Salaam points.

Simply download the Mashreq Mobile App to apply

Did you find the information you were looking for on this page?