You can refer your friends through Mashreq Mobile App. Once you have logged in, please tap on ‘Refer & Earn’ on in the bottom menu. This will take you to the referral section where you can choose which product you want to refer and then select your friend’s contact or provide contact details for the referral. You can also invite your friends & family to sign up for Mashreq Al Islami accounts via referral code.

If your friend opens a Mashreq Al Islami Account, you will get rewarded only if they make a first deposit of at least AED 3,000 before the subsequent month of account opening, i.e., if Customer A refers Customer B in May 2024, then Customer B can open an account before June 2024 and can fund his account with a first deposit of minimum AED 3,000 before July 2024 to be qualified for a referral payout. The referral payout will be paid by September 2024.

The referral bonus payout will happen only when the referred customer opens a Mashreq Al Islami Current or Savings Account. If the referred customer opens any other account (i.e., non-Mashreq Al Islami Current or Savings Account), then the Mashreq Al Islami referrer will not be eligible for the referral bonus payout.