If you refer up to 5 friends/family members within 90 days of account opening, you can get AED 200 per successful referral, i.e., up to AED 1,000. For each subsequent successful referral, you will get AED 100 as referral bonus. Please refer to Early Bird Cashback webpage for further details. Referral bonus will be paid through cashbacks/gift vouchers/Mashreq Vantage points at the discretion of the bank. Please note that the referred person must also open a Mashreq Al Islami account for the MAI customer to be eligible for payout.

You can refer your friends through Mashreq Mobile App. Once you have logged in, please tap on ‘Refer & Earn’ on in the bottom menu. This will take you to the referral section where you can choose which product you want to refer and then select your friend’s contact or provide contact details for the referral. You can also invite your friends & family to sign up for Mashreq Al Islami accounts via referral code.

Yes. Your friends can receive up to AED 5,000* on opening Mashreq Al Islami Account and transacting with Mashreq Al Islami. *Early Bird Cashback

If your friend opens a Mashreq Al Islami Account, you will get rewarded only if they make a first deposit of at least AED 3,000 before the subsequent month of account opening, i.e., if Customer A refers Customer B in May 2024, then Customer B can open an account before June 2024 and can fund his account with a first deposit of minimum AED 3,000 before July 2024 to be qualified for a referral payout. The referral payout will be paid by September 2024.

The referral bonus payout will happen only when the referred customer opens a Mashreq Al Islami Current or Savings Account. If the referred customer opens any other account (i.e., non-Mashreq Al Islami Current or Savings Account), then the Mashreq Al Islami referrer will not be eligible for the referral bonus payout.