Personal Finance for Existing Customers

Dreams to reality. Delay no more.

With Mashreq Al Islami Personal Finance

Instant online approval

in 5 minutes

Avail Finance up to 20X your salary

and as high as AED 1 million

Enjoy low profit rates

and 1st EMI deferral period of up to 90 days

Dreams to reality with Mashreq Al Islami Personal Finance

Whether you need to pay for education, or want to plan your next holiday, or you want to renovate your home, we at Mashreq Al Islami have amplified the relief of getting a personal finance on every front. From a convenient online process and higher finance amounts to virtually instant approval and fast payout time, our digital finance make life a whole lot easier for you.

Why wait? Get your digital personal finance now!

View your finance offer
Enter basic details including mobile number, passport number and upload your Emirates ID to get a Mashreq Al Islami Personal Finance quote right away!
Happy with the offer?
If you are happy with the Mashreq Al Islami Personal Finance offer, simply accept the offer to get your finance.
Easy documentation
Submit minimal required documents via your Mashreq Al Islami salary transfer account to avail your finance.
Finance Calculator

Feel free to play around with the calculator

Finance amount


AED 1,000

AED 5,000,000

Profit rate


2.99 %

36 %

Pay back over how many months?


3 months

300 months

For better decisioning you can also compare various finance

Finance Comparison Calculator

Monthly Installment


Have your Emirates ID handy? Upload and get your quote now!

Terms & condition will apply. Actual installments may differ.

Have the following document handy to view your Finance offer:

Valid Emirates ID


Minimum Monthly Salary
AED 5,000 for approved companies & AED 10,000 for unapproved companies.
Company Approval Requisite
Not mandatory to be employed at an approved company for finance eligibility.
Employment Term
Should be a ‘Confirmed’ employee (or) length of service to be 6 months or more at the current company.

Still got questions?

It is a sales contract of a tangible asset for a profit mark-up. In Murabaha the seller must reveal the cost to the buyer. The Bank buys an item and sells it to the customer on a deferred basis. The price includes a profit margin agreed by both parties.
At Mashreq Al Islami we offer finance options for expatriates and UAE nationals. Select from our comprehensive offering.
You can use a Mashreq Al Islami Personal Finance for all your needs whether its planned or unexpected. For example: • Enjoy a vacation with family / friends • Give a new look to your home • Host your dream wedding • Pay for your or your child’s education • Clear your emergency medical bills • Invest in lucrative opportunities • Interim needs • Property purchase in your Home Country / Overseas* * As per the UAE Central Bank Guidelines, if you are financing your new home with a home Finance in the UAE, you aren’t entitled to avail a personal Finance to fund the down payment of the property purchase
Yes, salary transfer is a requisite for availing a personal finance from Mashreq.
• Minimum salary of AED 5,000 for approved companies and AED 10,000 for unapproved companies. • Finance instalment along with overall regular monthly instalments should not exceed 50% of your monthly salary. Terms and conditions apply.
If the length of your service with the current employer is less than 6 months or if you have recently moved to the UAE, you can avail ‘New to UAE’ or ‘New to employer’ finance from Mashreq Al Islami.
Mashreq Al Islami offers Personal Finances of up to 20 times your salary & maximum of up to AED 1 million.
The fees related to a personal finance are processing fees.
Minimum tenure for a Mashreq Al Islami Personal Finance is 6 months and the maximum tenure is 48 months. For employees of the Ministry of Defense the maximum tenure is up to 60 months.
Our profit rates are market competitive, which is fixed for the complete tenure of financing. To find out more about this, please get in touch with our bank representative.
The proceeds of your Mashreq Al Islami Personal Finance will be credited to your Mashreq Al Islami account. In certain buy-out or debt consolidation cases, as per your instructions, the payment will be made to another bank / financial institution.
• You will get a zero-balance current account for personal finances greater than or equal to AED 25,000 along with debit card and cheque book facility. • You will have access to a wide ATM and Branch network. • You will have access to award winning Online and Mobile Banking services. • You can avail instalment deferment/postponement option.

Simply download the Mashreq Mobile App to apply

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