Islamic Current Account

Discover the perfect current account

for all your needs

Based on Islamic Structure


Up to AED 3,500

Salary transfer cashback

AED 1,500

Early Bird cashback

Free Visa Debit Card

Once you open your account, you will receive your Mashreq Al Islami Debit Card within 2 working days, so you can access your funds immediately. If you require a cheque book, please login to Mashreq Mobile.

The perfect current account for day-to-day needs

The Mashreq Al Islami Current Account offers convenience and flexibility coupled with a host of benefits. This means you always have access to an account that’s right for you

Enjoy Early Bird Cashback

Make transactions in the first 90 days and enjoy up to AED 5,000 cashback

Up to AED 3,500: Transfer your salary and enjoy bonus
Up to AED 200: Shop & enjoy 5% cashback. Enroll your Mashreq Al Islami Debit Card on any Digital Wallet (Apple Pay, Google Pay or Samsung Pay)
Up to AED 300: Send AED 3,000 or more with Quick Remit to 40+ countries
Up to AED 1,000: Get double referral bonus (AED 200) when you refer up to 5 friends to join Mashreq Al Islami


Minimum monthly income AED 5,000
Requirement Valid Emirates ID
Age Must be 18 years old and above. A minor (below the age of 18) can apply along with a guardian.

Easy account set-up

You need an initial balance of AED 3,000 to set up your account. Then you can enjoy your first Cheque Book and Debit Card free of charge.

Branchless banking

The Mashreq Mobile App is designed to serve all your banking needs and queries. So, enjoy easy banking using your Mashreq Mobile App and Mashreq ATMs.
Easy access to funds anywhere, anytime
Enjoy the flexibility to use your money anytime through Debit Card or Cheque.
Free online, mobile & telemarketing access
Convenience that suits your lifestyle.
Worldwide access
Your current account takes you anywhere in the world. Access your funds with ease in over 200 countries and through 1.8 million ATMs.
Mashreq Vantage loyalty programme
Earn Mashreq Vantage Points every time you spend on your Mashreq Al Islami Debit Card at home or abroad.

You will need

Valid passport
A valid Emirates ID

Are you ready to apply?

Still got questions?

If the combined minimum average balance on your accounts falls below AED 3,000 or equivalent in other currencies i.e. “monthly minimum balance”, you will be charged a “fall below fee”. Click here to find out more on how to avoid getting charged.
The Qard Contract is a loan, which is returned at the end of the agreed period without any interest or share in the profit or loss of the business. The receiver of the Qard is only required to repay the original amount of the loan.

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