Profit Rates

By Year - Last 5 Years

Profit rates for the Shari'ah Compliant Savings and Investment accounts for 2022 are as follows:
4th Quarter 2022
Account Type Profit Rate (Annual)
Saving 0.42%
Easy Saver 0.99%
Account Type Deposit Amount Profit Rate (Annual)
Easy Saver Plus - AED 1 - 299,999 0.65%
300,000 – 19,999,999 2.86%
Easy Saver Plus - USD 1 – 74,999 1.60%
75,000 – 4,999,999 2.56%
5 mio and more 1.26%
Account Type : Term Investment
Deposit Period Deposit Amount Profit Rate (Annual)
1 Month less than AED 300K 1.55%
more than AED 300K 1.65%
3 Months less than AED 300K 1.76%
more than AED 300K 1.90%
6 Months less than AED 300K 2.11%
more than AED 300K 2.24%
9 Months less than AED 300K 2.36%
more than AED 300K 2.47%
12 Months less than AED 300K 2.59%
more than AED 300K 2.67%
3rd Quarter 2022
Account Type Profit Rate (Annual)
Saving 0.37%
Easy Saver 0.87%
Account Type Deposit Amount Profit Rate (Annual)
Easy Saver Plus - AED 1 - 299,999 0.57%
300,000 – 19,999,999 2.52%
Easy Saver Plus - USD 1 – 74,999 1.41%
75,000 – 4,999,999 2.25%
Account Type : Term Investment
Deposit Period Deposit Amount Profit Rate (Annual)
1 Week less than AED 300K 0.23%
more than AED 300K 0.33%
1 Month less than AED 300K 0.90%
more than AED 300K 1.03%
3 Months less than AED 300K 1.51%
more than AED 300K 1.63%
6 Months less than AED 300K 1.81%
more than AED 300K 1.89%
9 Months less than AED 300K 2.03%
more than AED 300K 2.10%
12 Months less than AED 300K 2.23%
more than AED 300K 2.30%
2nd Quarter 2022
Account Type Profit Rate (Annual)
Saving 0.32%
Easy Saver Plus - AED 0.49%
Easy Saver Plus - USD 1.22%
MAI Easy Saver 0.75%
Account Type : Term Investment
Deposit Period Deposit Amount Profit Rate (Annual)
1 Week less than AED 300K 0.13%
more than AED 300K 0.23%
1 Month less than AED 300K 0.53%
more than AED 300K 0.63%
3 Months less than AED 300K 1.25%
more than AED 300K 1.35%
6 Months less than AED 300K 1.67%
more than AED 300K 1.74%
9 Months less than AED 300K 1.87%
more than AED 300K 1.94%
12 Months less than AED 300K 2.04%
more than AED 300K 2.11%
1st Quarter 2022
Account Type Profit Rate (Annual)
Saving 0.20%
MAI Easy Saver 0.46%
Account Type : Term Investment
Deposit Period Deposit Amount Profit Rate (Annual)
1 Week less than AED 300K 0.15%
more than AED 300K 0.17%
1 Month less than AED 300K 0.30%
more than AED 300K 0.34%
3 Months less than AED 300K 0.51%
more than AED 300K 0.55%
6 Months less than AED 300K 0.62%
more than AED 300K 0.64%
9 Months less than AED 300K 0.69%
more than AED 300K 0.71%
12 Months less than AED 300K 0.76%
more than AED 300K 0.78%

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