Smart banking. Exclusively for Emiratis.

Experience tailored financial solutions, built on innovation and trust.

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Motor Takaful that’s reliable

And reasonably priced

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Referral offer for Emiratis

Refer an Emirati friend or family member & earn AED 100 (NEO), AED 2,500 (Gold) or AED 10,000 (Private Banking) for each successful referral. T&Cs apply

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Select your perfect banking solution

At Mashreq Al Islami, we believe in the power of digital banking. That’s why we don't operate any branches. Instead, we bring you a seamless banking experience through Mashreq Mobile App and our network of Mashreq ATMs across the UAE. Everything you need is at your fingertips.
NEO
Experience a banking journey designed exclusively for Emiratis where innovation meets excellence is the only standard. From everyday banking to wealth management, our bespoke suite of solutions caters to your preferences.
GOLD
A Shari’ah-compliant private banking experience defined by exclusivity and precision, offering personalised advisory and seamless service for sophisticated financial needs.
PRIVATE

Exclusive banking solutions

Deeply rooted in the UAE’s culture and values, we understand what matters most to you. From personalised wealth solutions to exclusive access and lifestyle benefits, our offerings, exclusively for Emirati clients, are crafted to support your aspirations — today and for generations to come.

Accounts
Open an account

Start your journey with up to AED 4,000 cashback when you open a salary transfer account

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Cards
Credit Card

Enjoy up to AED 2,500 welcome bonus & more when you apply for a Mashreq Al Islami Credit Card that matches your lifestyle and spending needs

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Deposits
Wakala Deposit

Earn more with attractive profit rates & flexibility & freedom to withdraw anytime

  • Instant finance facility against your deposit
  • Credit card eligibility secured by your deposit
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Investments
Investments

Grow and diversify your wealth with curated investment opportunities designed to meet your long-term goals

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Finance
Personal finance

Whether it's for your next milestone or an unexpected expense, get the funds you need with approvals in as little as 24 hours

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Finance
Home finance

Know your eligibility instantly with our digital pre-approval and take the next step towards owning your dream home

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Takaful
Takaful

Secure peace of mind for yourself and your loved ones with coverage that’s aligned with your future plans

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Financial solutions

From legacy planning to luxury investments, your wealth deserves world-class expertise.

Wealth Financing

Lombard Financing

Offers & Promotions

Unlock exciting offers

Refer & Earn

Refer a friend & earn up to AED 10,000! NEO: AED 100 Gold: AED 2,500 Private Banking: AED 10,000

Open a Current Account in just 2 minutes

Getting started is fast, secure and easy. Download the Mashreq Mobile app and follow these steps to open your account and activate instantly.

Scan your Emirates ID
All you need is an Emirates ID to begin
Take a quick selfie
Sign up, upload Emirates ID, take a selfie — it’s quick and contactless
Set your login credentials
Create your username and password for secure access to the Mashreq Mobile App
That’s it — You’re ready
Your account is ready within minutes
Open Account
Digital services

Your bank, now at your fingertips

Mobile Banking

Manage your finances with ease on Mashreq Mobile App. Your nearest branch is in your pocket.

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Scan to download the app

Online Banking

Enjoy the convenience of managing your banking needs, anytime and anywhere.

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Mashreq Vantage rewards

Maximise Mashreq Vantage points on everyday spends

An elevated rewards programme with personalised benefits, curated choices and instant redemption options.

Elevated rewards

Earn up to 6 Mashreq Vantage Reward points automatically on every purchase

Exclusive choices

Redeem your points at over 1,000 outlets across the UAE

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Effortless access

View your points anytime on Mashreq Mobile App and redeem for Amazon & noon gift cards instantly

Redeem Miles

Elevate your travel experience by using Mashreq Vantage Reward points to redeem Skywards Miles, Etihad Guest Miles or Qatar Avios

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Finance Calculator

Feel free to play around with the calculator

Finance amount

AED

AED 1,000

AED 5,000,000

Profit rate

%

2.99 %

36 %

Pay back over how many months?

months

3 months

300 months

For better decisioning you can also compare various finance

Finance Comparison Calculator

Monthly Installment

-

Terms & condition will apply. Actual installments may differ.

Zakat calculator

Get ready to calculate your Zakat

Use our simple and intuitive Zakat calculator to estimate your contribution accurately and fulfil your obligation with ease.
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Disclaimer


This Zakat Calculator is provided as a helpful tool to support our customers in estimating their annual Zakat. It offers approximate calculations and should be used for guidance purposes only.

Contact Us

Mashreq NEO
Within the UAE: 04 424 4444 Outside the UAE: +971 4 424 4444 Available 24/7
Mashreq Private Banking
Within the UAE: 800 PRIVATE (800-7748283) Outside the UAE: +971 4 4244466 Available 24/7
Mashreq Gold
Within the UAE: 800-4-GOLD [800 44653] Outside the UAE: +971 4 424 4653 Available 24/7
Mashreq Corporate & Investment Banking
Within the UAE: 800-CCSU (800-2278) Outside the UAE: +971 4 4246620 Need help: Click here
Mashreq Business Banking
Within the UAE: 04 424 4763 Outside the UAE: +971 4 4244763 Available Monday to Saturday, 8 a.m. to 8 p.m. (UAE time)
Mashreq NEO BIZ
Within the UAE: 04 424 4550 Outside the UAE: +971 4 424 4550 Available Monday to Saturday, 8 a.m. to 8 p.m. (UAE time)

Some quick links to help you

Need more help? Visit our customer care section.