Additional Finance for Existing customers

Dreams to reality. Delay no more.

With Mashreq Al Islami Personal Finance

Instant online approval

in 5 minutes

Avail Finance up to 20X your salary

and as high as AED 1 million

Enjoy low profit rates

and 1st EMI deferral period of up to 90 days

Get your additional finance digitally to meet your sudden needs

If you are in need for a little extra funds to cover your sudden unplanned expenses, Mashreq Al Islami’s additional finance is the right option for you. Opt for an additional finance within a few clicks and extend the limit on your existing finance easily.

Why delay? Top up your finance now!

View your finance offer
Enter basic details including mobile number & personal details to get your additional finance offer right away!
Happy with the offer?
In case you are happy with the additional finance offer, simply accept it.
Easy documentation
Submit minimal required documents via your Mashreq Al Islami salary account to avail your additional finance.
Finance Calculator

Feel free to play around with the calculator

Finance amount


AED 1,000

AED 5,000,000

Profit rate


2.99 %

36 %

Pay back over how many months?


3 months

300 months

For better decisioning you can also compare various finance

Finance Comparison Calculator

Monthly Installment


Have your Emirates ID handy? Upload and get your quote now!

Terms & condition will apply. Actual installments may differ.

Have the following document handy to view your Finance offer:

Valid Emirates ID


Minimum Monthly Salary
AED 5,000 for approved companies & AED 10,000 for unapproved companies.
Company Approval Requisite
Not mandatory to be employed at an approved company for finance eligibility.
Employment Term
Should be a ‘Confirmed’ employee (or) length of service to be 6 months or more at the current company.

Frequently asked questions

• Your additional finance amount can go up to 20 times your salary. • Maximum finance amount that can be availed by expatriates is AED 1,000,000. • Your finance installment, along with your overall monthly installments must stay below 50% of your salary. • If you have a salary increment or you receive company benefits such as accommodation or own a separate form of extra variable income, your finance eligibility might be increased accordingly. • Your finance tenor can go up to a maximum of 48 months.
The assessment process is quick and simple. As you're an existing customer and we already have your information on file, the approval process for an additional financeis fast. Your eligibility to qualify is based on the following: • Minimum monthly salary requirement starting AED 5,000 for Approved Companies & AED 10,000 for Unapproved Companies. • The finance installment along with the overall regular monthly installments should not exceed 50% of the monthly salary. • Your salary should be transferred to Mashreq Al Islami, if not already.
You may currently have an active finance from Mashreq Al Islami. A Mashreq Al Islami additional finance is used to extend your current finance amount. This also extends the payment period for both the finances (original finance + your additional finance) to a single date.
There are two simple ways to apply for a Mashreq Al Islami additional finance. 1. Click ‘Apply Now’ in the above section and submit the details required. 2. Call us on +971 4 4244411. You are not committed to anything by calling us for a chat. We're happy to talk you through your options and answer any questions.

Simply download the Mashreq Mobile App to apply

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