Personal Finance for New Customers

Dreams to reality. Delay no more.

With Mashreq Al Islami Personal Finance

Instant online approval

in 5 minutes

Avail Finance up to 20X your salary

and as high as AED 1 million

Enjoy low profit rates

and 1st EMI deferral period of up to 90 days

Dreams to reality with Mashreq Al Islami Personal Finance

Whether you need to pay for education, or want to plan your next holiday, or you want to renovate your home, we at Mashreq Al Islami have amplified the relief of getting a personal finance on every front. From a convenient online process and higher finance amounts to virtually instant approval and fast payout time, our digital finances make life a whole lot easier for you.

Why wait? Get your digital personal finance now!

View your finance offer
Enter basic details including mobile number, passport number and upload your Emirates ID to get a Mashreq Al Islami Personal Finance quote right away!
Happy with the offer?
Accept the Mashreq Al Islami Personal Finance offer, and we’ll create your salary transfer account within in a minute.
Easy documentation
Submit minimal required documents via your Mashreq salary transfer account to avail your finance.
Finance Calculator

Feel free to play around with the calculator

Finance amount


AED 1,000

AED 5,000,000

Profit rate


2.99 %

36 %

Pay back over how many months?


3 months

300 months

For better decisioning you can also compare various finance

Finance Comparison Calculator

Monthly Installment


Have your Emirates ID handy? Upload and get your quote now!

Terms & condition will apply. Actual installments may differ.

Have the following documents handy to view your finance offer:

Valid Emirates ID
Valid Passport with UAE residence visa page


Minimum Monthly Salary
AED 5,000 for approved companies & AED 10,000 for unapproved companies.
Company Approval Requisite
Not mandatory to be employed at an approved company for finance eligibility.
Employment Term
Should be a ‘Confirmed’ employee (or) length of service to be 6 months or more at the current company.

Frequently asked questions

• You will get a zero-balance current account for personal finance greater than or equal to AED 25,000 along with debit card and cheque book facility. • You will have access to a wide ATM and Branch network. • You will have access to award winning Online and Mobile Banking services. • You can avail installment deferment option.

Simply download the Mashreq Mobile App to apply

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