Mashreq Gold Eligibility criteria until 24th January, 2026
Monthly Salary
Transfer a monthly salary of at least AED 80,000 into your account.
Relationship Balance
Maintain an average balance of AED 500,000 (or equivalent in other currencies) in any of your accounts, term deposits, investments or takaful.
Home Finance
Take a home finance from us of AED 5,000,000 or more, which should be active.
Takaful
Take a Takaful plan with an Annual Contribution of AED 500,000 (or equivalent in other currencies) or more, which should be active.
Mashreq Gold Eligibility criteria effective from 25th January, 2026
Monthly Salary
Transfer a monthly salary of at least AED 80,000 into your account.
Relationship Balance
First year*: AED 500,000 is the initial balance required (across accounts, term deposits, investments or takaful) to begin a Mashreq Gold Relationship.
Relationship Balance
Second Year*:
The relationship balance is expected to grow to AED 1,000,000.
Home Finance
Take a home finance from us of AED 5,000,000 or more, which should be active.
Takaful
Take a Takaful plan with an Annual Contribution of AED 500,000 (or equivalent in other currencies) or more, which should be active.
*based on account opening date
Important: There is no fee or charge for not meeting criteria – customers not meeting the criteria for over a year will be moved to Mashreq NEO, our award winning digital banking proposition.