Our Commodity Murabaha (Tawarruq) Term Financing solution provides businesses with Shari’ah-compliant funding for medium- to long-term requirements. This structure involves the purchase and sale of commodities to generate financing, ensuring compliance with Shari’ah principles without involving interest. The variable rate feature offers flexibility by linking the profit rate to an agreed benchmark, allowing businesses to manage cost fluctuations effectively. The profit rate is linked to a recognized benchmark. Transactions are booked using Long and Short Murabaha arrangements (Dual Tranche), ensuring compliance with Shari’ah principles while providing flexibility for floating rate pricing.