Once you open your account, you will receive your Mashreq Al Islami Debit Card within 2 working days, so you can access your funds immediately. If you require a cheque book, please login to Mashreq Mobile.
The Mashreq Al Islami Current Account offers convenience and flexibility coupled with a host of benefits. This means you always have access to an account that’s right for you
Enjoy Early Bird Cashback
Make transactions in the first 90 days and enjoy up to AED 9,500 cashback
Up to AED 500: Invest USD 100 or more on Shariah compliant investments through Mashreq
Up to AED 4,000: Transfer your salary and enjoy cashback
Up to AED 200: Shop and earn 2% cashback when you enrol your Mashreq Al Islami NEO Debit Card on any digital wallet (Apple Pay, Google Pay or Samsung Pay)
Up to AED 300: Send AED 3,000 or more with Quick Remit to 40+ countries
Up to AED 2,000: Get referral cashback (AED 100 each) when you refer up to 20 friends to join Mashreq Al Islami - NEO*
Up to AED 2,500: Apply for a new islamic credit card and meet the required spending criteria*
*Referral and credit card cashback benefits can be availed beyond the first 90 days.
Eligibility
Minimum monthly income
AED 5,000
Requirement
Valid Emirates ID
Age
Must be 18 years old and above. A minor (below the age of 18) can apply along with a guardian.
Easy account set-up
You need an initial balance of AED 3,000 to set up your account. Then you can enjoy your first Cheque Book and Debit Card free of charge.
Branchless banking
The Mashreq Mobile App is designed to serve all your banking needs and queries. So, enjoy easy banking using your Mashreq Mobile App and Mashreq ATMs.
Easy access to funds anywhere, anytime
Enjoy the flexibility to use your money anytime through Debit Card or Cheque.
Free online, mobile & telemarketing access
Convenience that suits your lifestyle.
Worldwide access
Your current account takes you anywhere in the world. Access your funds with ease in over 200 countries and through 1.8 million ATMs.
If the combined minimum average balance on your accounts falls below AED 3,000 or equivalent in other currencies i.e. “monthly minimum balance”, you will be charged a “fall below fee”.
Click here to know more on how to avoid getting charged.
The Qard Contract is a loan, which is returned at the end of the agreed period without any interest or share in the profit or loss of the business. The receiver of the Qard is only required to repay the original amount of the loan.