Islamic Current Account

Discover the perfect current account

for all your needs

Based on Islamic Structure

Qard

Complimentary

first cheque book & debit card

Access to 1.8 million ATMs

In 200 countries

Free Visa Debit Card

Once you open your account, you will receive your Mashreq Al Islami Debit Card within 2 working days, so you can access your funds immediately. If you require a cheque book, please login to Mashreq Online or visit your nearest ATM to make this request.
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The perfect current account for day-to-day needs

The Mashreq Al Islami Current Account offers convenience and flexibility coupled with a host of benefits. This means you always have access to an account that’s right for you
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Eligibility

Minimum monthly income AED 5,000
Visa UAE residence visa holders
Age Must be 18 years old and above. A minor (below the age of 18) can apply along with a guardian.
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Easy account set-up

You need an initial balance of AED 3,000 to set up your account. Then you can enjoy your first Cheque Book and Debit Card free of charge.

Free transactions

Enjoy up to 6 free manned transactions per month (transactions in the Branch of the Bank).
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Easy access to funds anywhere, anytime
Enjoy the flexibility to use your money anytime through Debit Card or Cheque.
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Free online, mobile & telemarketing access
Convenience that suits your lifestyle.
Worldwide access
Your current account takes you anywhere in the world. Access your funds with ease in over 200 countries and through 1.8 million ATMs.
Mashreq Salaam loyalty programme
Earn Salaam Points every time you spend on your Mashreq Al Islami Debit Card at home or abroad.

You will need

Valid passport with residence visa page for expatriates
A valid Emirates ID
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Are you ready to apply?

Still got questions?

If the combined minimum average balance on your accounts falls below AED 3,000 or equivalent in other currencies i.e. “monthly minimum balance”, you will be charged a “fall below fee”. Click here to find out more on how to avoid getting charged.
A manned transaction refers to a transaction made in the branch of the bank. It does not include transactions made on an ATM/CCDM.
A non-resident may open a Savings Account with the Bank. In addition to a valid passport, you will be required to provide a 2-month bank statement from the country of your residence
The Qard Contract is a loan, which is returned at the end of the agreed period without any interest or share in the profit or loss of the business. The receiver of the Qard is only required to repay the original amount of the loan.

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