Salama Momayaz


Creating Wealth with Flexibility

Creating and managing an investment portfolio can be a minefield, even for experienced investors. Maximizing the potential of your investments is essential. Gett¬ing the most from them can be complex and time consuming. For those looking to capture security, simplicity and choice need not look further than SALAMA MOMAYAZ - The Unique Investment Plan.

Introducing SALAMA MOMAYAZ, a medium to long-term Investment Plan designed to accept a Single Contribution Investment that allows you to invest within a wide range of Shari’ah Compliant Investment Funds. You will have the access to professional fund management on terms normally reserved for the largest investors.


Your Plan can follow you as you travel the world. You may even continue to enjoy the benefits of your Plan if you decide to resettle elsewhere.

A built-in Family Takaful Cover provides a lump sum payment if the Covered Member passes away. This is equivalent to 101% of the Single Contribution amount or, the Fund Value if greater. For participants with age at entry less than 60 years the maximum sum at risk (Family Takaful Benefit less Fund Value) shall be AED 500,000, whereas for participants with age at entry 60 years or higher this limit shall be AED 150,000. This cover is provided irrespective of the health status of the client, that is, no health questionnaire or medical evidence is requested.

The Plan

  • It is a Single Contribution Investment Plan
  • It has no fixed term but the Plan must end on the Plan Anniversary prior to the 85th birthday of the Covered Member. You can invest for as long as you like, however, you should aim to keep your investment for at least 5 years.
  • It has a Family Takaful Benefit which provides a small lump sum payment if the Covered Member passes away.
  • The Plan will end if it is encashed for its full encashment value or if we payout the Family Takaful Cover or on the Plan Anniversary prior to the 85th birthday of the Covered Member.
  • Minimum age at start of Plan 18 years
    Maximum age at start of Plan 70 years
    Maximum age at Maturity 85 years

    Terms & Conditions apply

Disclaimer :
Takaful Plans are offered by SALAMA - Islamic Arab Insurance Co. (P.S.C) All product features, benefits, and returns are offered by the Takaful company and not by Mashreq Al Islami. Mashreq Al Islami shall not be responsible for Takaful provider's actions or decisions, nor shall Mashreq Al Islami be liable regarding payment of claims or services under the takaful contract.
This product/offer is for Mashreq Customers only.